Financing Options
Financing is available to help make well-designed outdoor living projects more manageable. At VizX Design Studios, we offer access to financing programs through a third-party lending partner so clients can explore options that align with their goals and cash flow.
Financing is optional and not required to move forward with design or construction.
Financing Overview
Current loan programs are available for projects up to $150,000, with two primary financing options.
For many standard outdoor living projects, estimated monthly payments typically range from approximately $480 to $600 per month. Final payment amounts depend on the total project scope, loan term, interest rate, and individual credit profile.
VizX Design Studios does not determine loan terms, rates, or approvals. All financing decisions are handled directly between the client and our banking partner.
How the Financing Process Works
We believe the financing process should be straightforward and separate from the design experience.
- Financing is provided by a third-party lending partner.
- Loan terms and interest rates are based on credit qualification.
- Clients work directly with the banking representative to review options.
- VizX does not collect, approve, or manage financing information.
This approach allows clients to focus on design and planning while working directly with the lender for financial decisions.
Financing Program Highlights
- Loans up to $150,000, depending on qualification.
- Zero down payment options may be available.
- Deferred payment programs, including twelve months same as cash, may be offered depending on credit approval.
Program availability, terms, and rates are subject to change and determined solely by the lender.
When Financing Makes Sense
Clients often choose financing to:
- Preserve cash reserves.
- Align project costs with long-term plans.
- Proceed with a complete design rather than limiting scope prematurely.
Financing is most effective when paired with a clear design and defined project scope.
Next Steps
Financing options are typically reviewed after the design scope and investment range are established. Once the project direction is clear, we can connect you directly with our banking representative to explore available programs.
If you have questions about how financing may fit into your project, our team is happy to walk through the process and outline next steps.
Pricing, Budget & Financing
How much does a custom outdoor living design typically cost?
Costs vary based on size, materials, and features, but most custom outdoor living projects in the Chicagoland area range from moderate investments to high-end builds. We’ve seen 50k projects become 400k projects.
What factors influence the price of a custom outdoor living project?
Pricing depends on the size of the space, the materials selected, the features included, and site conditions such as grading or existing structures. Custom elements and higher-end finishes will increase the overall investment.
Can I get a price estimate before committing to a consultation?
Before moving into design, we have all clients complete a detailed questionnaire that covers project goals, features, and budget expectations, which allows us to have a focused conversation around realistic investment ranges and overall scope, however accurate pricing is only developed through the design process where all layout, materials, and construction details are clearly defined.
What is included in your pricing vs. what is extra?
Our design pricing goes far beyond a basic plan and includes a full design process where we create a shared project workspace, perform a detailed site analysis using photos and LIDAR technology, develop the design, provide up to three revisions, and guide you through a comprehensive budget discovery to align scope and investment, while additional costs may include specialized consulting such as arborists, site engineering, or coordination with HOAs and municipalities if required for your project.
Do you offer financing options for outdoor living design projects?
Financing options may be available depending on the project, and we can help guide you through available solutions during the planning process.
Are refunds or credits provided if I choose not to build after design?
Design services are typically a separate investment and are non-refundable, though in many cases the design fee may be credited toward construction if you decide to move forward.
Do you charge for consultations?
We offer an initial consultation to discuss your project that is free, and in addition to that we will need our specialized questionnaire answered to ensure the potential client.
